Portfolio Jobs

Are you ready to own one of the most strategically critical product domains in a fast-growing European Fintech?

Do you thrive where product and business are deeply intertwined — where your north star is revenue, not just feature delivery?

Are you the kind of leader who can coach PMs, drive a monetization strategy, and build a credit product from scratch — at the same time?

Then keep reading. This might be your next chapter.

Our vision

We aim to become the most beloved financial Operating System of French SMEs and Accounting Firms — and soon, European ones. We help entrepreneurs rid themselves of time-consuming accounting and finance tasks, while giving them the financial insights they need to make better decisions for their business.

About us

Pennylane is one of the fastest-growing Fintechs in 🇫🇷 — and soon across Europe.

In 5 years of existence, we've managed to:

💻 Build a groundbreaking accounting and financial platform used by SMEs and their accountants

💰 Raise a total of €225M — including from Sequoia, the Silicon Valley fund behind Google, Airbnb, Stripe and Paypal

👨‍👩‍👧‍👦 Grow from 7 co-founders to 850+ happy Pennylaners, recognized as one of the best places to work in France (4.6/5 on Glassdoor)

🌍 Build a 25+ nationality team, with 30% of employees working remotely across Europe

🚀 Earn the trust of 700,000+ SMEs and 4,500+ accounting firms in France

Role Context

You are joining the Financial Services track and reporting to its General Manager as a Senior Group Product Manager. The goal of this track is to build a payment and credit offering natively integrated into Pennylane's management tool, to strengthen the value of its product suite for European SMEs.

You will take ownership of a Monetisation product group in the scale phase, structured around two verticals: Payment Acceptance (scaling the impact of already launched products) and Credit (building a short-term credit offering). The ambition is threefold: accelerate the monetisation strategy, complete the product offering, and create a customer experience that moves Pennylane closer to the status of a primary account.

In this regard, you play a critical role in the organisation, with the objective of doubling the contribution of financial services to Pennylane's revenue and building a credit offering from scratch to make it a genuine growth driver.

You manage 3 Product Managers covering three squads: Cash-in (direct debits, payment links, incoming transfers, cheques), Payment terminals (Adyen partnership, payment terminals) and Credit (cash advance, scoring, credit infrastructure supporting ongoing regulatory applications).

Key Responsibilities

• Product Strategy

  • Own the product vision and execution strategy for the Monetisation group, in alignment with short- and medium-term business objectives, with coherent cross-squad prioritisation (trade-offs, dependencies, sequencing, capacity).

  • Co-build with Strategy & Ops and Marketing teams a coherent acquisition and go-to-market strategy (positioning, activation, growth loops), particularly on the payment acceptance side.

• Management

Manage, coach and develop 3 PMs, by structuring rituals, raising the bar, and improving the quality of product decisions. You will work with a mix of new PMs and senior PMs at Pennylane, with multiple management and growth challenges.

• Stakeholders

  • Work in close collaboration with Data on scoring (direct debits, credit) and impact measurement (adoption, activation, revenue, risk), and anticipate data staffing needs within your scope.

  • Build an effective relationship between Product and Ops/Risk/Compliance around the regulatory challenges that affect your scope.

  • Manage relationships with our strategic partners: Defacto on credit, Adyen on payment terminals.

• Impact

  • Accelerate the adoption and penetration of payment acceptance products (Cash-in + Payment terminals), maximising impact on revenue and usage.

  • Build the short-term Credit offering (cash advance): scoping, discovery, launch, iterations, and scale-up. Part of your mission will also be to support the construction of our credit stack, which will enable us to operate the licences currently being applied for.

  • Your North Star is revenue, driven by the activation of your features and their penetration, with the ambition of making it a major monetisation lever for Pennylane.

Your success criteria at twelve months are as follows:

• Acceleration of the primary account rate in our customer base through adoption of our payment acceptance solutions

• Significant contribution of credit to financial services revenue

• Upskilling and consolidation of your team

Desired Profile

• Significant hybrid experience in Strategy and Product Management on products with strong business stakes, ideally in fintech, payments, lending, or transactional platform contexts.

• Proven PM management experience (coaching, upskilling, team structuring).

• Very strong data-driven mindset: metrics, instrumentation, experimentation, penetration optimisation.

• Ability to co-build an acquisition/penetration strategy with cross-functional impact.

• Ability to manage strategic partnerships and identify build/buy opportunities within your scope.

• Ability to operate on infrastructure & operational topics (reliability, run, incidents, partner dependencies).

• Excellent cross-functional alignment skills (Tech, Data, Marketing, Ops).

• Pragmatic, results-oriented leadership, with a high bar on the business dimension.

What do we do to make your work life easier?

🏢 Work remotely from anywhere in Europe, as long as your contract allows

📈 Company shares — because you're building something, you should own a piece of it

🏡 Home office budget + monthly coworking allowance

⛹️ Gymlib access: 8,000+ fitness spaces across Europe and 300+ wellness activities

🇬🇧 Busuu access to sharpen your English or French

💻 Latest Apple equipment

🎉 A vibrant social community: sports, Thursday rooftop drinks, twice-a-year company seminars (last one: French Alps 🏔️)

And if you're based in France:

🏢 Our stunning Paris office — or full remote, your choice

🏝 10 extra days off (on top of the 25 standard)

🍜 Swile lunch credits, every day

🏥 Alan Blue — full health coverage for you and your family

What does the recruitment process look like?

• A first chat with our Talent Acquisition team (45 min)

• A WHO interview with Maxime, your future manager (45 min)

• A case study preparation then debrief with two members of our Product team (75 min)

• A final round with Tancrède (CPO) or Arthur (CEO) + a Head of Product (60 min)

• (Optional) An informal coffee with a future team member (post-offer)

We move fast — expect the full process to take between 21 and 30 days.

Who are we looking for?

• Must-haves:

-Language: full fluency / bilingual French speaker

- Proven experience owning a multi-squad product scope (group PM, Head of Product, or equivalent) with measurable business outcomes

- Strong data-driven growth mindset: you run experiments, instrument your products, and make decisions based on signal — not gut feel

- Track record of coaching and growing PMs: you raise the bar, give direct feedback, and know when to delegate vs step in

- Excellent cross-functional leadership — comfortable driving alignment across Engineering, Data, Marketing, Compliance, and Risk

- A hybrid business/product profile: you speak revenue, pénétration, and ARPU as fluently as you speak discovery and roadmap

- Comfortable operating in a fast-scaling, high-ambiguity environment where the context changes faster than the org chart

• Nice-to-haves:

- Experience in fintech, payments, lending, or transactional platforms

- Familiarity with payment ecosystems (PSPs, acquiring, terminals — e.g. Adyen)

- Experience with credit products, scoring models, or regulated financial products

- B2B SaaS experience with complex workflows and multiple user personas

🇬🇧 Personal Data — Pennylane processes your data to manage your application and assess your suitability for the position. Data may be retained for 2 years from our last exchange. You may request deletion at any time: dpo@pennylane.com

🇫🇷 Données personnelles

Pennylane traite vos données pour gérer votre candidature et évaluer votre adéquation au poste. Si votre candidature n’aboutit pas, vos données peuvent être conservées 2 ans à compter de notre dernier échange ou de la clôture du recrutement afin de constituer & gérer un vivier de candidats. Vous pouvez vous opposer à tout moment et demander la suppression de vos données en écrivant à : dpo@pennylane.com.
Notre data policy

🇬🇧 Personal Data

Pennylane processes your data to manage your application and assess your suitability for the position. If your application is unsuccessful, your data may be retained for 2 years from our last exchange or the closing of the recruitment process, in order to build and manage a candidate pool. You may object at any time and request the deletion of your data by writing to dpo@pennylane.com. Learn more

🇩🇪 Personenbezogene Daten

Pennylane verarbeitet Ihre Daten, um Ihre Bewerbung zu bearbeiten und Ihre Eignung für die Stelle zu beurteilen. Sollte Ihre Bewerbung nicht erfolgreich sein, können Ihre Daten bis zu 2 Jahre ab unserem letzten Austausch oder dem Abschluss des Rekrutierungsverfahrens gespeichert werden, um einen Kandidatenpool aufzubauen und zu verwalten. Sie können jederzeit Widerspruch einlegen und die Löschung Ihrer Daten beantragen, indem Sie an dpo@pennylane.com schreiben. Mehr erfahren

🇪🇸 Datos personales

Pennylane trata sus datos para gestionar su candidatura y evaluar su idoneidad para el puesto. En caso de que su candidatura no sea seleccionada, sus datos podrán conservarse hasta 2 años a partir de nuestro último contacto o de la finalización del proceso de selección, con el fin de constituir y gestionar una reserva de candidatos. Puede oponerse en cualquier momento y solicitar la eliminación de sus datos escribiendo a dpo@pennylane.com. Más información