Portfolio Jobs

About the Role
Ensure compliance with Anti-Money Laundering (AML) regulations, prevent the misuse of financial products and services for illicit purposes, and safeguard the company’s reputation and integrity.

What You Will Do

• Monitor and ensure adherence to AML/CTF laws, OJK and PPATK regulations, as well as internal company policies.
• Provide management with updates on new or revised AML/CTF requirements.
• Oversee the implementation of Know Your Customer (KYC), Enhanced Due Diligence (EDD), and periodic customer reviews.
• Approve or escalate onboarding cases involving high-risk customers.
• Implement transaction monitoring systems to identify suspicious activity.
• Review unusual or large-value transactions.
• Prepare and submit Suspicious Transaction Reports (STR/LTKM) and Cash Transaction Reports (CTR/LTKT) to PPATK in a timely manner.
• Conduct AML/CTF risk assessments across customers, products, channels, and geographies.
• Maintain the AML risk register and report key findings to management.
• Develop, update, and enforce AML/CTF policies, procedures, and internal controls.
• Ensure multifinance products (leasing, consumer finance, factoring, etc.) are adequately covered by AML controls.
• Design and deliver AML/CTF training programs for employees (frontliners, operations staff, credit officers, etc.).
• Promote and strengthen a culture of compliance across the company.
• Coordinate with internal and external auditors during AML reviews.
• Serve as the primary liaison with regulators (OJK, PPATK, and Bank Indonesia if required).

What We Are Looking For

• Bachelor’s degree in Law, Finance, Accounting, or a related field.
• Min. 2 years of experience in AML/Compliance (preferably within banking or multifinance).
• Strong knowledge of AML/CTF regulations in Indonesia (UU TPPU, POJK, SE OJK, and PPATK circulars).
• Strong analytical mindset with the ability to identify unusual patterns.
• High integrity, strong sense of confidentiality, and keen attention to detail.